• In addition to benefits provided by the district, there is an opportunity to purchase other coverage at a discounted group rate with the convenience of a payroll deduction.


     American Fidelity logo
    1 (800) 365-9180

    Palm Springs Unified School District offers you the opportunity to purchase Permanent Life Insurance at discounted group rates. This plan protects your family or other beneficiaries in the event of your death. Permanent Life is portable, which means that you can keep it should you change jobs or retire, with no increase in premiums as long as the District participates in the group plan. Permanent Life options available:

    ·      American Fidelity
    ·      American Fidelity (underwritten by Texas Life)

    Accident Only Insurance - American Fidelity

    American Fidelity’s Limited Benefit Accident Only insurance plan may help you with the rising costs associated with an accident injury or death. Benefits include accident emergency treatment, medical imaging, inpatient confinement, ambulance and more. Several benefit plan options are available.

    Cancer Insurance – American Fidelity
    If you are diagnosed with cancer, American Fidelity’s Limited Benefit Cancer insurance plan may help you maintain your standard of living. Benefit payments can be used however you’d like, including house payments, utilities, and meals/lodging expenses. This policy is portable, which means that you can keep it should you change jobs or retire, with no increase in premiums. Several benefit plan options are available. Please note, this policy must be in place prior to a cancer diagnosis.


    Colonial Life logo

    Colonial Life Medical Bridge Hospital Confinement Indemnity Insurance

    (714) 609-1605

    Hospital Confinement Indemnity Insurance from Colonial Life & Accident Insurance Company helps provide a lump-sum benefit for a covered hospital confinement and a covered outpatient surgery to assist with costs that your medical plan may not cover. It pays one hospital confinement  benefit per covered person per year. Coverage is available for you, your spouse and your dependent children. Benefits are paid directly to you, unless you specify otherwise. Benefits are paid regardless of any other insurance you may have with other insurance companies.


    FBC Deferred Compensation Program

    FBC Deferred Compensation Program

    David Meade, STRS/PERS Retirement Plan Counselor (619)541-5805

    The Fringe Benefits Consortium Deferred Compensation Program (FBC), serving member districts in San Diego County, Riverside County, and Imperial County, is a retirement progream designed to help educators build and grow their savings in order to achieve their retirement dreams. They assist the District with 403(b) and 457(b) plans.


    MetLaw logo

    Legal Plan – MetLaw (formerly Hyatt Legal)

    1 (800) 821-6400

    Palm Springs Unified School District offers you the opportunity to purchase Legal Services through Hyatt Legal Plans at discounted group rates. You pay for this coverage with after-tax dollars through convenient payroll deductions. This plan provides coverage for a number of legal matters such as will preparation, buying or selling a primary home, document review, civil litigation defense by telephone and office consultations for numerous matters (except employment related), business or pre-existing matters.


    Transamerica logo

    Long Term Care

    (760) 718-2426

    Long-Term Care is the insurance policy you'll need when you can no longer take care of yourself independently. It allots you to receive personal care at your home or a certified care facility. The largest misconception is that it's expensive and only used for mature individuals. Long-Term Care is beneficial for any age 18-79 who require assistance to perform basic activities of daily living (ADL's) such as dressing, bathing, eating, toileting, continence, and transferring. When an individual needs assistance with any two of these ADL's, it highly beneficial to have a Long-Term Care policy in place. It secures your peace of mind.