In addition to benefits provided by the district, there is an opportunity to purchase other coverage at a discounted group rate with the convenience of a payroll deduction.
Customer Service (800) 365-9180
Jason Czajkowski (619) 665-0890
Appointment Scheduling Link: https://benefits.americanfidelity.com/palm-springs-unified-school-district
Palm Springs Unified School District offers you the opportunity to purchase Permanent Life Insurance at discounted group rates. This plan protects your family or other beneficiaries in the event of your death. Permanent Life is portable, which means that you can keep it should you change jobs or retire, with no increase in premiums as long as the District participates in the group plan. Permanent Life options available:
· American Fidelity
· American Fidelity (underwritten by Texas Life)
Accident Only Insurance - American Fidelity
American Fidelity’s Limited Benefit Accident Only insurance plan may help you with the rising costs associated with an accident injury or death. Benefits include accident emergency treatment, medical imaging, inpatient confinement, ambulance and more. Several benefit plan options are available.
Cancer Insurance – American Fidelity
If you are diagnosed with cancer, American Fidelity’s Limited Benefit Cancer insurance plan may help you maintain your standard of living. Benefit payments can be used however you’d like, including house payments, utilities, and meals/lodging expenses. This policy is portable, which means that you can keep it should you change jobs or retire, with no increase in premiums. Several benefit plan options are available. Please note, this policy must be in place prior to a cancer diagnosis.
Colonial Life Medical Bridge Hospital Confinement Indemnity Insurance
Hospital Confinement Indemnity Insurance from Colonial Life & Accident Insurance Company helps provide a lump-sum benefit for a covered hospital confinement and a covered outpatient surgery to assist with costs that your medical plan may not cover. It pays one hospital confinement benefit per covered person per year. Coverage is available for you, your spouse and your dependent children. Benefits are paid directly to you, unless you specify otherwise. Benefits are paid regardless of any other insurance you may have with other insurance companies.
FBC Deferred Compensation Program
Miguel Marin, STRS/PERS Retirement Plan Advisor (619) 823-1641
The Fringe Benefits Consortium Deferred Compensation Program (FBC), serving member districts in San Diego County, Riverside County, and Imperial County, is a retirement program designed to help educators build and grow their savings in order to achieve their retirement dreams. They assist the District with 403(b) and 457(b) plans.
Legal Plan – MetLaw (formerly Hyatt Legal)
1 (800) 821-6400
Palm Springs Unified School District offers you the opportunity to purchase Legal Services through Hyatt Legal Plans at discounted group rates. You pay for this coverage with after-tax dollars through convenient payroll deductions. This plan provides coverage for a number of legal matters such as will preparation, buying or selling a primary home, document review, civil litigation defense by telephone and office consultations for numerous matters (except employment related), business or pre-existing matters.
Customer Service (800) 522-0406
Josh Hayes - (909) 674-2962 firstname.lastname@example.org
You're the reason we're here. Your financial well-being and peace of mind matter because you matter. Not because they serve our bottom line. We believe you deserve to live and work feeling confident in tomorrow. We challenge ourselves to go above and beyond to serve you every day. Not as a number or a policy — but as a person.
Long Term Care
Long-Term Care is the insurance policy you'll need when you can no longer take care of yourself independently. It allots you to receive personal care at your home or a certified care facility. The largest misconception is that it's expensive and only used for mature individuals. Long-Term Care is beneficial for any age 18-79 who require assistance to perform basic activities of daily living (ADL's) such as dressing, bathing, eating, toileting, continence, and transferring. When an individual needs assistance with any two of these ADL's, it highly beneficial to have a Long-Term Care policy in place. It secures your peace of mind.
Voluntary MetLife Life Insurance
In addition to the District paid Basic Term Life and AD&D coverage, you may elect to purchase additional Term Life and Accidental Death and Dismemberment (AD&D) Insurance at discounted group rates provided by MetLife. You pay for this coverage with after-tax dollars through convenient payroll deductions. You may elect coverage as follows:
- Employee: You may purchase coverage for yourself in increments of $10,000 up to a maximum benefit of $500,000, not to exceed 5 times your annual salary.
- Spouse: If you buy coverage for yourself, you may also purchase coverage for your eligible spouse. Benefits for your spouse are available in increments of $10,000 to a maximum benefit of $500,000 and may not exceed 100% of your employee election.
- Child(ren): If you buy coverage for yourself, you may also purchase coverage for your eligible dependent child (ren) in the following amounts: Age: live birth to 25 years: Flat $2,500, $5,000 or $10,000.
TSA - TAX-SHELTERED ANNUITY
1-800-462-8328 ext 4727